The income based investment app

Invest a portion of every deposit—paychecks, freelance payments, or gifts—seamlessly.

Explore the App
Start Investing

Our metrics

More frequent transfers

3x

Less cash drag

60%

Intelligent portfolios

12+

Investing, reimagined. Join the launch waitlist.

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Vertical's features

Vertical automatically invests a percentage of every deposit—no manual transfers needed.

Automated transfers

Automatically move a percentage of every deposit, from paychecks to side hustles.

Intelligent portfolios

Each portfolio dynamically allocates new deposits to maintain optimal risk-adjusted balance and alignment with your investment strategy.

Banking integrations

Link your checking and brokerage accounts from global financial institutions in seconds.

Real-time tracking

Get instant updates about portfolio modifications and adjustments.

Automated investing
in 3 simple steps

Build wealth effortlessly by linking your accounts, setting your preferences, and selecting a portfolio.

Connect your accounts

Securely link your checking and brokerage accounts to Vertical.

Select your deposit preferences

Decide what percentage of each deposit you'd like to invest.

Pick a portfolio

Select from optimized portfolios built for smart, automated growth.

Automated investing from every deposit.

Vertical moves a percentage of any income you receive into your investment portfolio, automatically.

Coming to iOS
Coming to Android

Frequently asked questions

Get answers to common questions about how Vertical works and how it can help you manage your finances.

How does the app know when I receive a deposit?

We use secure bank integrations to detect incoming transfers in real time, allowing us to automate investments based on your configured settings.

Can I change the percentage of my deposits that get invested?

Yes — you can adjust your deposit allocation percentage anytime from your settings dashboard.

Where does my money get invested?

Your funds are allocated to a portfolio you select during onboarding, made up of ETFs or stocks based on your risk preference and investment goals.

Is my money safe during transfers and investing?

Yes — we use encrypted connections, trusted APIs like Plaid and Dwolla, and partner with SIPC-insured brokerages to keep your data and assets secure.